Compound interest is the eighth wonder of the world.

He who understands it, earns it. He who doesn’t, pays it.

– Albert Einstein


Hello and welcome to our blog. Thank you for stopping by!

We all know the financial market is far from efficient and investor is not that rational. But it is equally untrue that market is inefficient and investor is irrational. The truth lies somewhere in between – Market always reward the performing economy and company in a long-term; and the investor vacillates between rationality and emotions.

Managing your investing and personal finance can be tedious, sometimes boring and occasionally stressful. Budgeting; Saving; Investing; Bonds; Shares; Debt; Credit; Mutual Funds might sound Greek to you. But with a little bit of time and effort, it can be interesting and occasionally even profitable!  And it may allow you to live financially secure lives – Just peace of mind and happy lives – filled with adventure, healthy food and memories with the people you love most.

Who are we?

We are wife-husband duo, Teena-Devesh, together we are Team Genus. We both are management graduate, worked for great Indian financial companies as wealth managers. We realised in the very beginning of our career that most people were oblivious to investing and personal finance. And the jargon laden, trite and one approach fit all advice didn’t help either. We realised after 10 and 15 years of our jobs that we no longer loved the buzz of working in those fast-moving environment. And targets and deadline associated with such job curbed your intellect rather to enhance it. We both quit our respective jobs and started our boutique financial firm in 2009.

This blog is like our diaries, a stream of financial musing and some great ideas thrown in between. Blogging provides us the opportunity to vent our thoughts on Investments and financial concepts as we experience. Second, we wish to record our thoughts chronically to set up our own Standard and Accountability.

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